Loan Protection Insurance

You know that you should have insurance for your home, car and other assets – but what about your loan? Loan insurance helps you protect your finances by covering your loan payments if something unexpected was to happen, such as involuntary unemployment, trauma, disability or even your death. With a loan protection insurance policy your assets can be safe and your loan repayments taken care of, relieving you and your family of unnecessary stress and allowing you to get on with life.


MemberCare Loan Insure

MemberCare Loan Insurance is the complete personal loan protection, no matter what the purpose of your loan:

  • Cover for death, disability (illness & injury), involuntary unemployment and trauma
  • Worldwide cover 24 hours a day, 7 days a week
  • Free benefits for your partner if they don’t earn an income
  • Available for higher risk occupations or hobbies
  • No health questionnaire needed
  • Pay your premium as part of your loan
  • Cover provided until you are 65
PDF icon MemberCare Loan
Insurance PDS

175 kb PDF Document

It is important that you assess the MemberCare Loan Insurance – view the Product Disclosure Statement above


MemberCare Mortgage Insure

MemberCare Mortgage Insurance is designed to protect your home loan repayment obligations:

  • Cover for disability (illness & injury), involuntary unemployment and trauma
  • Worldwide cover 24 hours a day, 7 days a week
  • Available for higher risk occupations or hobbies
  • No health questionnaire needed
  • Pay your premiums as part of your loan
  • Cover provided until you are 65
PDF icon MemberCare Mortgage
Insurance PDS

175 kb PDF Document

It is important that you assess the MemberCare Mortgage Insurance – view the Product Disclosure Statement above


How to Apply

In person

Speak to our staff at your nearest branch

By phone

Call us on (03) 9288 3706 and one of our insurance consultants will help you with your insurance needs

Should you need to make a claim on your Loan Insurance, you can either:

  • Contact Pulse Credit Union Limited direct on (03) 9288 3706 and we’ll help you through the fast and simple process,

or

  • Contact the MemberCare claims line, open 24 hours a day, 7 days a week on 1800 226 122 The MemberCare claims team will be there to support you throughout the claims process

Important Notes

QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545 and QBE Life (Australia) Limited ABN 83 089 981 073 AFSL 245492 are the issuers of the insurance policies detailed. These products are not a product of, nor guaranteed by Pulse Credit Union Limited ABN 35 087 651 670 AFSL/Australian Credit Licence 239293 who will receive a commission payment for arranging a policy sale. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read the Product Disclosure Statement (PDS).