Financial Planning


Dear Doug,

Just writing to say how pleased I am with Bridges Financial Services.

I saw their ad in your newsletter earlier this year when I was searching for financial advice for my elderly mother. My family is very happy with the service provided. Susan DiPietro met with my mother several times to discuss her needs and has now implemented a very suitable financial strategy for her. Susan has been thorough and clear in her guidance and advice, and has shown great care and sensitivity.

Thank you to the Credit Union for the referral.Jan Jackson, Member


Make the most of your money

Whether you have been bequeathed with an inheritance, lucky enough to have won lottery, or just expecting some money to come your way; now is the time to think carefully what to do with your new found ‘wealth’.

Make the most of your money by seeking advice from an experienced, professional financial planner to analyse, plan and recommend the best strategies to manage your finances.

Speak to us to arrange a complimentary, obligation-free initial consultation with the financial planning specialists - Bridges Financial Planners.

Don’t blow it, plan it!


What is financial planning?

The aim of financial planning is more than just managing your savings and investments. It’s about ensuring that your future lifestyle is as good as it can possibly be. You work hard so why not make sure your money is working as hard as you are.
Is Financial Planning for you?
  • Planning the retirement lifestyle you want
  • Managing your investments tax effectively
  • Saving for a home
  • Making your income go further by investing wisely
  • The best strategies to manage assets if you are self employed
  • Making the most of your superannuation
  • Planning your finances following a redundancy or when changing jobs
  • Making the most of a financial windfall, such as an inheritance, redundancy or a maturing term deposit
  • Maximising your eligibility for government benefits

Whether you are in your carefree 20s, consolidating 30s, comfortable 40s or cruising 50s, the advice of a professional financial planner can be critical in helping you achieve your financial goals by developing a strategy that will work for you.


Bridges Financial Planning

Bridges is a leading and highly respected wealth management business which can provide you with advice on wealth creation, pre and post retirement planning, risk insurance, estate planning, margin lending, stockbroking services and much more.

With over 60 offices and more than 160 planners, Bridges is one of Australia’s largest financial planning and stockbroking groups and has been providing financial planning services to credit union members since 1985.

A Bridges financial planner will provide you with advice that meets your needs and will continue to offer advice and service, long after the initial investment has been made.

Visit the Bridges website to find out more about Bridges and the vast range of services available.

Arrange your complimentary, obligation-free initial consultation with a Bridges representative today - Contact Pulse Credit Union on 03 9347 9588, email us with your enquiry or drop into a branch.

Handy financial planning calculators & information

Retirement ‘gap’ calculator

The Bridges retirement gap calculator can help you compare how much you have now and how much you may need for the future. Not what you expected? Then seek advice from a Bridges financial planner!

Salary sacrifice calculator

Salary sacrifice is a strategy where you can 'sacrifice' some of your pre-tax salary to your super fund. Not only does this strategy help increase your super savings, it could also reduce the amount of tax you pay.

Superannuation

How much do you really know about super? Get the facts. It's an important investment in your future and whether you are just starting work or considering retirement, there are important points you need to know. It's your money, make sure you understand how it works.

Investing

Understanding investment principles can help you invest your money appropriately which can in turn help you achieve your goals. Find out what is meant by 'time horizon' and 'risk profile' and how it impacts your choice of investments.

This is general advice only and does not take into account your objectives, financial situation and needs. Before acting on this advice, you should consult a financial planner. In referring members to Bridges, Pulse Credit Union Ltd does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives. Bridges. ASX Participant. AFSL Number 240837.