Transaction, Savings and Business Accounts

We have a full range of transaction and savings accounts with very competitive interest rates, to help you reach your goal.
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Transaction Accounts

Offers the greatest access.

  • Redicard ATM and EFTPOS access cards;
  • Phone and Internet banking services;
  • Chequebook;
  • Direct payment facilities – including BPAY®
  • Over the counter access at Pulse Credit Union branches.
  • Interest calculated daily and paid annually at the end of June

Manage your business’ cash flow with a Business Access Account..

  • Redicard ATM and EFTPOS access cards;
  • Phone and Internet banking services;
  • Chequebook;
  • Direct payment facilities – including BPAY®
  • Over the counter access at Pulse Credit Union branches.
  • Interest calculated daily and paid annually at the end of June
  • Xero Transaction Feed

A “full service” account to help you maximise your savings, whilst still allowing you to access your money where and when you want to.

So whether you are a self-funded retiree or pensioner, a Pulse Credit Union Deeming Account can help make managing your savings easier and more rewarding. You can choose how you manage your banking. Select from:

  • Redicard ATM and EFTPOS access cards;
  • Phone and internet banking services;
  • Chequebook;
  • Direct payment facilities – including BPAY®
  • Over the counter access at Pulse Credit Union branches.
  • Interest calculated daily and paid half yearly, end of June and December

Hold your surplus funds separately at cash management rate of interest.

  • Funds at call
  • No Minimum Balance
  • Access via PulseOnline Internet Banking and Pulseline Telephone Banking Service only.
  • Interest calculated daily and paid half quarterly, end of March, June, September and December

SAVINGS AND INVESTMENTS

Save for that special event or holiday with our new Personalised Target Account

  • No minimum balance
  • No minimum transaction
  • No account keeping or transaction fees
  • You set the savings pattern
  • You set the target date
  • You name the account

We can help you save:

  • Accounts must have regular savings deposits
  • Interest is calculated daily, and paid quarterly
  • Interest will not be paid if the account is closed within 60 days
  • A new Target Account can be opened at any time

Fixed Term Deposits are available from 60 days to 2 years. A minimum deposit of $100 is all that is required. Interest is calculated daily and paid on maturity.

A Monthly Income Account maintains the income flow on your investments. Interest can be paid monthly on any term deposit of $10,000 or more lodged for at least 12 months. The interest can be paid to the account of your choice.

Christmas should be a time to relax and celebrate with family and friends.

By putting a ‘little away each pay’ save for a happy Christmas bonus – being able to pay by cash and not credit! From the first business day of November until the last day of February your Christmas Club savings (and interest!) are made available for your access as you please.

Imagine if you arranged an automatic direct debit each weekly pay of only

$5 … that’s an extra $260 (plus interest) in your pocket

$10 … up to $520 (plus interest) for you to enjoy

$20 … an impressive $1040 (plus interest) for a Christmas to remember!

Your Christmas Club Account:

  • Competitive interest rate
  • Interest calculated daily
  • No minimum balance
  • Funds available from first business day of November until last business day of February