November 2016

This festive season, send or receive overseas payments the easy way

Whether you’re paying for an end of year holiday, sending monetary gifts to friends and family overseas, or receiving a monetary gift from overseas, you need to be sure that you’re getting the best from your international payment service.

With Pulse Credit Union, in association with Western Union Business Solutions, you’ve got an easy and affordable way to send and receive money overseas this festive season. We provide a timely and reliable way of transferring money between accounts.

Competitive exchange rates

Lock in an exchange rate that’s more competitive than many banks1


Pulse Credit Union and Western Union Business Solutions do not charge fees on incoming international payments2

Timely and reliable

Payments usually processed within 2-3 business days3

More than 130 currencies

Send money to over 200 countries and territories

Sending money overseas Receiving an overseas payment

You can also use Foreign Cheques and Drafts which are a convenient way make overseas payments, or send and receive money when the recipient’s bank account is unknown.

Visit your nearest branch or call 03 9347 9588.



1 Western Union Business Solutions (“WUBS”) conducts periodic rates comparisons, the most recent was derived from the websites of 4 major Australian financial institutions on 21 July 2016.
2 For incoming international payments, WUBS processes over 25 currencies fee-free however some exotic or other currencies may attract fees. In some instances intermediary banks may levy additional fees and/or charges. For outgoing international payments, please note that fees, charges, terms and conditions apply and may vary depending upon the financial product.
3 Payment are usually received by the beneficiary within 2 to 3 business days after receipt of funds by WUBS in accordance with payment instructions. There is no delivery period guarantee. Some currencies may take longer than others to process.
4Any financial products described on this page (other than Drafts) are provided by Pulse Credit Union. The relationship relating to these financial products (other than Drafts) is solely between you and Pulse Credit Union. WUBS does not give you any advice, general, personal or otherwise. Any advice provided, is provided by Pulse Credit Union or your adviser. Pulse Credit Union has entered into an agreement with Western Union Business Solutions (Australia) Pty Ltd (ACN 150 129 749; AFSL 404092) (“WUBS”), to engage WUBS’s services in fulfilling these financial products. If you are seeking to acquire Drafts, it is important for you to consider the Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not that financial product is right for you. The Drafts PDS is available from Pulse Credit Union or on the compliance section of the WUBS website ( WUBS is an operating division of the Western Union Company.